How Much Is a Doctor Visit Without Insurance?

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Medically reviewed

July 26, 2022
Table of contents
Table of contents

Those without insurance in 2022 have several options if they need to see a healthcare provider.

Since the beginning of the pandemic, medical providers have started to see patients in their offices again, though telehealth appointments are also available, as well.

Without health insurance, an in-person appointment with a medical provider typically costs between $150 to $450. Telehealth appointments may cost much less.

Factors such as where you are seeking care, lab tests ordered, and other possible procedures will also affect the total cost.

In this article, I will talk about how much it costs to see a doctor without insurance and discuss the differences between primary care and urgent care.

I will also go over factors that affect the overall price and share some tips on saving money.

How Much is a Doctor Visit Without Insurance?

In 2016, the average cost of visiting a healthcare professional in the U.S. was $265.

However, this average depends on the type of medical provider you are seeing and the type of appointment.

For example, the average visit to a primary care provider costs $186, whereas a visit to a specialist costs $335.

Some doctor’s offices and urgent care facilities post their visit fee prices and other various treatment costs on their website. However, most do not.

You can call the doctor’s office or urgent care directly and ask them the prices if needed.

As of January 2022, before treating you, healthcare providers must provide you with a “good faith estimate” if you ask for one, which is a list of possible charges you may receive after your appointment.

You should keep this list and compare it to the bill you get later. If the bill is $400 more than your good faith estimate, you may be eligible to start a patient-provider dispute.

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